Managing wealth

At TWP, we see the role of managing wealth as being split between Wealth Accumulation and Wealth Preservation.


Wealth Accumulation

Often more applicable to our younger clients with a greater investment time horizon.

  • Long term savings objectives such as for retirement or children’s education.
  • Many of our clients pay the very highest rates of tax.  These higher levels of tax represent a serious threat to accumulating wealth.
  • The death or serious illness of a loved one or of a key business employee can impact hugely on the finances of the family or a profitable business.
  • A robust and relevant investment strategy is a key requirement.


Wealth Preservation

Typically of interest those of our clients who are at the pre and post retirement stage, and have built substantial pension funds or perhaps have sold their businesses.

  • A fundamental area for consideration is Estate Planning. With the HMRC taking 40% in Inheritance Tax, one’s wealth needs careful planning.
  • A further threat to accumulated wealth is the spiralling cost of long term care provision. This area of financial planning is becoming increasingly important as the Baby Boomer generation grows older.
  • A robust and relevant investment strategy is a key requirement.

Each facet of managing wealth needs careful and creative planning to mitigate the threats to its creation and preservation. At TWP, we treat our clients as individuals and seek to deliver a bespoke solution to managing their wealth by working with independent tax and legal professionals.


If you’re interested in finding out how we can make a difference to your wealth why not call us on 01625 582500 to find out a little more.

You should remember that the value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested